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How To Set Money Goals and ACTUALLY Start Achieving Them

We all have money goals as we’re trying to grow and progress.

Have you found yourself having a difficult time setting money goals that work for you and being able to accomplish them?

Well with 2022 approaching fast, here are some tips for setting money goals you’ll actually achieve.


Consider the purpose of increasing your income

Why are you doing this? What is your point? Take a good look at your budget, your lifestyle, your goals, and your reasons for progressing. If you don’t have a good reason to increase your income, your income won’t increase.

Write them down. There‘s power in writing things down. It shows a certain level of commitment. I write down my goals and affirmations weekly, if not daily and it is a reminder of what I need to be doing to be successful. Write down your financial goals AND your reasons why.

Be optimistically realistic.

Now this may not make any sense to you, but in order to grow you’ve got to challenge yourself to take risks. At the same time, you have to be realistic and practical. Realistically, you can increase your income by $1,000 a month. However, it is not realistic to go from making $0 to making $10K in 2 months when you have no idea where that money is going to come from. Take steps.

Be specific. Stop saying “oh I wanna make money” and say “I want to make an extra $2,000 per month”. Be specific about your goals so that you can specific about how you go about accomplishing them.

Give yourself a deadline. No slack. You’ve got to give yourself some boundaries to get some fire under your butt. It also can help you create an effective plan in order to reach those goals. I have a goal of making consistent $5,000 a month working self-employed from home by the end of 2021. It was a goal I made despite coming into the year with $1,200 per month. However, doing that pushed me to make some very big girl decisions and I am EXTREMELY close to my goal.

Stop spending frivolously.

Its that simple. Stop spending all of your money on things that last five seconds or things that you know you won’t use or need. It will take financial discipline but increasing your finances and bettering your lifestyle WILL take discipline and if you can’t discipline yourself financially it won’t happen.

Increase your income. Start getting into side hustles. Spend a little less time on Netflix, and a little more time figuring out way to make more money. Want a list of side hustles That are easy to start? Comment down below and let me know!

Be disciplined. Once again, none of the things I’ve listed before this will work if you are not disciplined. It is difficult. It takes practice and work. I STILL order out a little more than I should, but I am learning and I’ve stopped impulsively shopping and going to the mall. Little things definitely matter.

Did you find any of these tips helpful? Which ones are you going to start implementing into your life? Comment down below.


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